Social Security something to consider

Its easy to apply online for your benefits.

I personally signed up to a apply online, but due to a wait to receive my password, I went to my local Social Security office.  A new one happened to open up  locally, and was close by.

To apply online click here:- or call:  1-800-772-1213.

I took my Social Security early at 62;  although reduce. For me I break even or gain if I die before approx.83 (pun intended).

The reason I took it early was my concern that the Government may change the rules. Due to this unknown and the possibility of being grandfathered in before any changes, I decided to take it at age 62.

Update Dec 2010.

There was a loophole in Social  Security rules that allowed you to pay back, without interest, what you received in Social Security payments before you reached 70.  You may then re-apply for a bigger payout.  Apparently they just discontinued this, which shows me that you cannot bank on any existing Social Security rules as they can change at any time.

About Bob

Retirement Lifestyle, living well on less
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